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I want to invest

Every financial goal requires a tailored solution. Choose the fund that best aligns with your objectives, investment horizon, and future plans.

Investment Funds Pension Fund

Investment Funds

Choose the fund that matches your investment objectives and time horizon.

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    Raiffeisen Prestigj

    An investment fund denominated in Lek, focused on Albanian government debt securities, aiming to ensure liquidity and capital preservation while maximizing returns.

  • A stylized euro currency symbol is superimposed over a dense field of tulips. The flowers appear in a monochrome palette, creating a textured background. Bright yellow arrow-like shapes flank the blue euro sign on both sides, adding contrast and direction. The overall composition combines nature imagery with financial symbolism in a graphic, conceptual style.

    Raiffeisen Invest Euro

    Euro-denominated investment fund with the objective of increasing investment income over a medium-term horizon, while aiming to preserve capital.

  • An abstract architectural scene shows a cylindrical tower framed by a large circular opening. The viewer looks upward from within a peach-colored structure toward the sky. The tower features a grid-like facade that contrasts with the smooth curved edges of the foreground. Soft blue sky and scattered clouds add a calm, minimal backdrop to the geometric composition.

    Raiffeisen Vizion

    An investment fund denominated in Lek, focused on medium- and long-term Albanian government bonds, with the objective of maximizing medium-term returns and ensuring liquidity. 

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    Raiffeisen Miks

    An investment fund denominated in Euro, with a diversified portfolio of bonds and equities, aiming to generate regular income and moderate capital growth over the medium term.

Be prepared for the golden years

An older couple sits together at a wooden kitchen table, looking at a digital tablet as the man points at the screen. They appear engaged and relaxed, sharing a moment of learning or browsing. Two yellow mugs and a plate with toast are on the table, adding a casual, homely feel. Natural light from the window and potted plants create a warm, cozy atmosphere.

Raiffeisen Open-Ended Pension Fund

Start saving now for a more secure future and build a supplementary pension to maintain your standard of living after retirement. Make contributions individually or through employer-professional schemes to benefit from tax advantages.

Go to the Pension Fund

Latest announcements

Stay informed about the latest developments regarding Raiffeisen Invest and the funds under its management.

Frequently Asked Questions

Find answers to the most common questions about investing in our funds.

An investment fund is a pool of assets from various investors that are invested in a range of financial instruments—such as deposits, bonds, stocks, and others—depending on the fund's investment policy. These funds are managed by financial professionals and offer individual investors the opportunity to access various markets with a relatively small amount of capital.

Raiffeisen Invest offers five investment funds, which are classified into different categories based on their investment strategy and risk level. Some funds invest primarily in lower-risk instruments, such as bonds and money market instruments, while others may include exposure to equities, aiming for higher potential returns.

Choosing a fund depends on your financial goals, investment time horizon, and risk tolerance. Funds have different characteristics and risk levels, so it is important to select one that aligns with your needs, expectations, and investment horizon.

To become an investor in an investment fund, you must sign a unit purchase order at one of Raiffeisen Bank Albania's branches. You can also open a new investment fund, a periodic investment plan, or purchase additional units, via the Raiffeisen ON and Raiffeisen Youth banking applications.

The minimum investment amount starts at 5,000 Lek for a lump-sum investment and at 1,000 Lek for investment plans, depending on the chosen fund. For more detailed information, please refer to the specific characteristics of each fund..

Investment funds are entities regulated by the Financial Supervisory Authority. Furthermore, every investment fund has a depositary—an independent financial institution licensed by the Supervisory Authority—which is responsible for safeguarding the fund's assets and verifying their value.

No. The return on the investment in the fund depends on market conditions, the performance of the financial instruments in which the fund invests, and the strategy being implemented. Investment funds cannot guarantee a fixed, predetermined return.

The investment in funds does not have a fixed term. The investor may increase or decrease their investment in accordance with the fund's terms and applicable legislation.

No. Investments in investment funds are not covered by the deposit insurance scheme administered by the Deposit Insurance Agency. This is a standard practice for investment funds in international markets.