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Një simbol i stilizuar i monedhës euro është mbivendosur mbi një fushë të dendur me tulipanë. Lulet shfaqen në një paletë monokrome, duke krijuar një sfond me teksturë. Format e verdha të ndritshme në formë shigjete rrethojnë shenjën blu të euros në të dyja anët, duke shtuar kontrast dhe drejtim. Kompozimi i përgjithshëm kombinon imazhet e natyrës me simbolikën financiare në një stil grafik dhe konceptual.

Raiffeisen Invest Euro — The Euro Investment Fund

Invest in Euro with Raiffeisen Invest. From 250€ to start or 30€/month with a periodic plan. Government bonds, moderate risk (SRRI 3/7), no entry or exit fee.

Why Invest in the Raiffeisen Invest Euro Fund

The Raiffeisen Invest Euro fund offers medium-term investment opportunities in Euro, with moderate risk and no entry fees.

Investment Strategy

Illustration of a classical bank building surrounded by financial symbols. A stack of gold coins, a bar chart, and a shield icon suggest money management, investment, and security. A rolled certificate with a gold seal represents legal documents or financial agreements. The color palette is primarily beige and gold, giving a clean and professional look.

Where is your money invested?

The fund’s assets are invested in 2 categories: Debt Securities and Money Market / Cash Equivalents. The fund invests in the following financial instruments:

  • Up to 60% of its assets in government debt securities, issued or guaranteed by the Government of the Republic of Albania.
  • Up to 20% in debt securities issued or guaranteed by other sovereign countries traded on regulated markets or official stock exchanges of EU states or any other state permitted by
  • Up to 80% in short-term bank deposits, cash in current accounts and Reverse REPO transactions in function of liquidity management
  • Up to 30% of assets in debt securities issued by local authorities or commercial companies, tradable on regulated markets or stock exchanges in the Republic of Albania

Key Characteristics of the Euro Fund

The key parameters of the Raiffeisen Invest Euro fund — currency, fees, minimums and investment horizon.

CurrencyEURO
Minimum recommended investment horizon2 year
Minimum investment amount250 Euro
Minimum amount in case of investment plans30 Euro
Management feeUp to 1.3% p.a.
Entry fee0.00%
Exit fee0.00%
Total ongoing fees (includes other fees charged to the fund in accordance with its prospectus)Max 1.6% p.a.

Fund Documentation

The official documents of the Raiffeisen Invest Euro fund — prospectus, rules, KIID and periodic reports.

How to Invest in the Euro Fund — The Process

Start your investment in 3 simple steps. Raiffeisen Invest guides you every step of the way.

Frequently Asked Questions

Find answers to the most common questions about investing in the Raiffeisen Invest Euro fund.

Raiffeisen Invest Euro is a Euro-denominated investment fund managed by Raiffeisen Invest sh.a. and supervised by the AMF. It invests mainly in government bonds and money-market instruments, with a moderate risk profile (SRRI 3/7).

The minimum for a one-off investment is 250 Euro. For the periodic plan, the minimum is 30 Euro per month.

Contact Raiffeisen Invest or visit your nearest Raiffeisen Bank branch. Present your ID document, sign the contract and make your first investment — one-off or periodic.

No — like any investment fund, the value of the units can rise or fall. The fund has SRRI 3/7 (moderate risk) but is not covered by a deposit guarantee scheme.

Raiffeisen Invest redeems units within 7 business days of the withdrawal request. No exit fee applies.

The fund has SRRI 3/7 (moderate risk). The main risks are: market volatility, credit risk and interest-rate risk. Past performance does not guarantee future results.

The fund offers higher return potential but no capital guarantee. A deposit has a fixed rate and ASD protection. The fund is more flexible and aims for higher returns over the medium term.

Yes — the periodic investment plan lets you invest automatically from 30 Euro/month. You can stop or change it at any time, with no penalty.

The fund invests in Albanian government bonds (up to 60%), EU sovereign bonds (up to 20%), Euro bank deposits and money-market instruments.

Investing in Euro protects against a possible depreciation of the Lek, gives exposure to European markets, and is ideal if you have income or expenses in Euro.

Contact Us

Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.

Address

Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania

Phone

Call the number below and one of the agents will assist you with any questions you may have.

Email

Send e-mail directly to the email address.

Other Raiffeisen Invest Funds

Raiffeisen Invest offers 5 investment funds for different risk profiles and time horizons. Find the fund that suits you.