Euro Investment Fund · Albania Raiffeisen Invest Euro — The Euro Investment Fund
Invest in Euro with Raiffeisen Invest. From 250€ to start or 30€/month with a periodic plan. Government bonds, moderate risk (SRRI 3/7), no entry or exit fee.
Fund Advantages Why Invest in the Raiffeisen Invest Euro Fund
The Raiffeisen Invest Euro fund offers medium-term investment opportunities in Euro, with moderate risk and no entry fees.
Investment in Euro — SRRI 3/7
Moderate risk with higher return potential than a deposit. A diversified portfolio of government bonds and money-market instruments.
0% Entry and Exit Fee
Invest and withdraw with no extra cost. Total fee max 1.6% per year, no penalty.
Liquidity — Redemption Within 7 Days
You can redeem your units at any time. Raiffeisen Invest pays within 7 business days.
Investment Strategy
Where is your money invested?
The fund’s assets are invested in 2 categories: Debt Securities and Money Market / Cash Equivalents. The fund invests in the following financial instruments:
- Up to 60% of its assets in government debt securities, issued or guaranteed by the Government of the Republic of Albania.
- Up to 20% in debt securities issued or guaranteed by other sovereign countries traded on regulated markets or official stock exchanges of EU states or any other state permitted by
- Up to 80% in short-term bank deposits, cash in current accounts and Reverse REPO transactions in function of liquidity management
- Up to 30% of assets in debt securities issued by local authorities or commercial companies, tradable on regulated markets or stock exchanges in the Republic of Albania
Key Facts Key Characteristics of the Euro Fund
The key parameters of the Raiffeisen Invest Euro fund — currency, fees, minimums and investment horizon.
| Currency | EURO |
| Minimum recommended investment horizon | 2 year |
| Minimum investment amount | 250 Euro |
| Minimum amount in case of investment plans | 30 Euro |
| Management fee | Up to 1.3% p.a. |
| Entry fee | 0.00% |
| Exit fee | 0.00% |
| Total ongoing fees (includes other fees charged to the fund in accordance with its prospectus) | Max 1.6% p.a. |
Fund Documentation
The official documents of the Raiffeisen Invest Euro fund — prospectus, rules, KIID and periodic reports.
The Investment Process How to Invest in the Euro Fund — The Process
Start your investment in 3 simple steps. Raiffeisen Invest guides you every step of the way.
Contact Raiffeisen Invest
Visit your nearest Raiffeisen Bank branch or call Raiffeisen Invest for information on opening your account.
Open the Account and Choose the Amount
Complete the documents, choose your amount (min 250€) or activate a periodic plan from 30€/month.
The Fund Invests for You
Raiffeisen Invest invests your money in bonds and debt instruments. Monitor your account online 24/7.
FAQ Frequently Asked Questions
Find answers to the most common questions about investing in the Raiffeisen Invest Euro fund.
Raiffeisen Invest Euro is a Euro-denominated investment fund managed by Raiffeisen Invest sh.a. and supervised by the AMF. It invests mainly in government bonds and money-market instruments, with a moderate risk profile (SRRI 3/7).
The minimum for a one-off investment is 250 Euro. For the periodic plan, the minimum is 30 Euro per month.
Contact Raiffeisen Invest or visit your nearest Raiffeisen Bank branch. Present your ID document, sign the contract and make your first investment — one-off or periodic.
No — like any investment fund, the value of the units can rise or fall. The fund has SRRI 3/7 (moderate risk) but is not covered by a deposit guarantee scheme.
Raiffeisen Invest redeems units within 7 business days of the withdrawal request. No exit fee applies.
The fund has SRRI 3/7 (moderate risk). The main risks are: market volatility, credit risk and interest-rate risk. Past performance does not guarantee future results.
The fund offers higher return potential but no capital guarantee. A deposit has a fixed rate and ASD protection. The fund is more flexible and aims for higher returns over the medium term.
Yes — the periodic investment plan lets you invest automatically from 30 Euro/month. You can stop or change it at any time, with no penalty.
The fund invests in Albanian government bonds (up to 60%), EU sovereign bonds (up to 20%), Euro bank deposits and money-market instruments.
Investing in Euro protects against a possible depreciation of the Lek, gives exposure to European markets, and is ideal if you have income or expenses in Euro.
Ready to Invest? Contact Us
Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.
Address
Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania
Phone
Call the number below and one of the agents will assist you with any questions you may have.
Send e-mail directly to the email address.
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Raiffeisen Invest offers 5 investment funds for different risk profiles and time horizons. Find the fund that suits you.