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Një simbol i stilizuar i monedhës euro është mbivendosur mbi një fushë të dendur me tulipanë. Lulet shfaqen në një paletë monokrome, duke krijuar një sfond me teksturë. Format e verdha të ndritshme në formë shigjete rrethojnë shenjën blu të euros në të dyja anët, duke shtuar kontrast dhe drejtim. Kompozimi i përgjithshëm kombinon imazhet e natyrës me simbolikën financiare në një stil grafik dhe konceptual.

Raiffeisen Invest Eur-The right investment for a successful future!

Discover the opportunity to invest in Euros with Raiffeisen Invest, starting from €250 or €30/month with the investment plan. A fund that aims to grow investment returns over a medium-term horizon while preserving capital.

Discover why Raiffeisen Invest EUR fund is the right choice for your medium-term investment.

Raiffeisen Invest Euro fund offers medium-term investment opportunities in Euro, with moderate risk and no entry fees.

Investment Strategy

Illustration of a classical bank building surrounded by financial symbols. A stack of gold coins, a bar chart, and a shield icon suggest money management, investment, and security. A rolled certificate with a gold seal represents legal documents or financial agreements. The color palette is primarily beige and gold, giving a clean and professional look.

Where is your money invested?

The fund’s assets are invested in 2 categories: Debt Securities and Money Market / Cash Equivalents. The fund invests in the following financial instruments:

  • Up to 60% of its assets in government debt securities, issued or guaranteed by the Government of the Republic of Albania.
  • Up to 20% in debt securities issued or guaranteed by other sovereign countries traded on regulated markets or official stock exchanges of EU states or any other state permitted by
  • Up to 80% in short-term bank deposits, cash in current accounts and Reverse REPO transactions in function of liquidity management
  • Up to 30% of assets in debt securities issued by local authorities or commercial companies, tradable on regulated markets or stock exchanges in the Republic of Albania

Main Features of the Fund of the Euro Fund

Detailed information on the characteristics and costs of the Raiffeisen Invest EUR fund. 

CurrencyEURO
Minimum recommended investment horizon2 years
Minimum investment amount250 Euro
Minimum amount in case of investment plans30 Euro
Management feeUp to 1.3% p.a.
Entry fee0.00%
Exit fee0.00%
Total ongoing fees (includes other fees charged to the fund in accordance with its prospectus)Max 1.6% p.a.

Fund Documentation

The official documents of the Raiffeisen Invest Euro fund — prospectus, rules, KIID and periodic reports.

How to Invest in the Euro Fund

Start your investment in 3 simple steps. Raiffeisen Invest guides you every step of the way.

Frequently Asked Questions

Find answers to the most common questions about investing in the Raiffeisen Invest Euro fund.

Raiffeisen Invest Euro is an open-ended investment fund denominated in Euros, managed by Raiffeisen Invest and licensed and supervised by the Financial Supervisory Authority (FSA). The fund aims for capital growth over the medium term by investing primarily in debt securities denominated in Euros. 

You can invest starting from €250 for a lump-sum investment, or from €30 per month through the Periodic Investment Plan. 

Visit your nearest Raiffeisen Bank branch or use the Raiffeisen ON and Raiffeisen Youth banking applications. After completing the identification process and the necessary documentation, you can make an investment for your chosen amount or set up an investment plan.

Invest Euro Fund, like any investment fund, offers the potential for capital growth, but the investment value may fluctuate depending on market conditions. The fund is professionally managed and carries an SRRI risk level of 3/7, reflecting a moderate investment profile.

Requests for the redemption of units are processed within 7 days of the submission date. No exit fee applies to the redemption.

The fund is classified with an SRRI of 3/7, representing a moderate level of risk. The main risks are associated with market fluctuations, interest rate changes, and credit risk. The portfolio is managed in a diversified manner to reduce exposure to these risks.

The Invest Euro Fund and a bank deposit are two distinct options for managing savings. While a deposit offers a fixed interest rate, the Fund invests in a diversified portfolio of financial instruments, aiming to create opportunities for medium-term capital growth. The Fund offers flexibility and access to various investments, aligned with the investor's objectives and profile.

Yes. Through the Investment Plan, you can invest automatically, starting from €30 per month. The plan can be modified or cancelled at any time, without penalties.

The Fund invests primarily in debt securities issued or guaranteed by the government of the Republic of Albania, EU member states, or other states approved by the AFSA, as well as in marketable securities issued by commercial companies or local authorities, in accordance with the investment policy and limits set out in the Fund's Prospectus.

Investing in the Euro is a suitable option for investors who have income or financial goals denominated in this currency. It can help diversify savings and reduce exposure to exchange rate fluctuations for those planning expenses or investments in Euros.

Contact Us

Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.

Address

Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania

Phone

Call the number below and one of the agents will assist you with any questions you may have.

Email

Send e-mail directly to the email address.

Other Raiffeisen Invest Funds

Raiffeisen Invest offers 5 investment funds for different risk profiles and time horizons. Find the fund that suits you.