EURO-DENOMINATED INVESTMENT FUND Raiffeisen Miks - Add variety to your investments!
A Euro-denominated investment fund that combines investments in bonds and equities through a diversified portfolio, aiming to generate regular income and achieve moderate capital growth over the medium term. It offers professional management and exposure to international markets for investors seeking diversification.
Advantages Why Invest in the Raiffeisen Miks Fund
Discover why the Raiffeisen Miks fund is the right choice for your long-term, diversified investment.
Potential for higher return (SRRI 4/7)
The mixed fund's investment strategy creates opportunities for capital growth over the medium and long term, catering to investors seeking higher return potential and a more dynamic investment approach.
Multi-asset diversification
Raiffeisen Miks combines stocks and bonds into a single portfolio, offering a diversified solution and spreading exposure across different asset classes.
Professional Management
The portfolio is managed by experienced specialists, based on continuous market analysis and monitoring.
Exposure to global markets
The fund offers the opportunity to participate in international capital market developments through a diversified portfolio, expanding investment opportunities beyond the domestic market.
Investment Strategy
Where is your money invested?
Raiffeisen MIX fund invests in 3 asset classes: Fixed income, Equity, Money market or cash equivalent. Fund assets are invested in the following instruments in accordance with the investment focus:
- Up to 75% of fund assets are invested in fixed income instruments issued by the government of Republic of Albania, in an EU country or in another country permitted by AFSA, by international institutions and/or commercial companies traded in a regulated market or in an offical securities exchange market in the Republic of Albania, in an EU country or in another country permitted by AFSA and in units of other investment funds whose investment focus are fixed income instruments.
- Up to 40% of fund assets are invested in equities traded in a regulated market or in a securities exchange market from developed countries such as USA, Canada, Europe, Switzerland, Pacific or from emerging countries such as Asia, Emerging Europe. Equity investments can be made by means of individual stocks or units in other investment funds encompassing stocks traded or not in a securities exchange market.
- Up to 80% of fund assets can be invested in bank term deposits, Reverse REPO transactions, cash or cash equivalent.
Fund Details Main Features of the Fund
Detailed information about the characteristics and costs of the Raiffeisen Miks fund.
| Currency | EURO |
| Minimum recommended investment horizon | 5 years |
| Minimum investment amount | 500 Euro |
| Minimum amount in case of investment plans | 50 Euro |
| Management fee | Up to 1.3% p.a. |
| Entry fee | 0.00% |
| Exit fee | 0.00% |
| Total ongoing fees (includes other fees charged to the fund in accordance with its prospectus) | Max 3.5% p.a. |
Fund Documentation
The official documents of the Raiffeisen Miks fund - prospectus, rules, KIID and periodic reports.
The Investment Process How to Invest in the Raiffeisen Miks Fund
Start your investment in three simple steps.
Contact us
Visit your nearest Raiffeisen Bank branch or use the Raiffeisen ON and Raiffeisen Youth banking apps.
Choose the Amount
Invest starting from €500 or choose a periodic investment plan starting from €50/month.
Start your Investment
Your investment is managed by Raiffeisen Invest, and you can monitor it at any time via digital platforms.
FAQ Frequently Asked Questions about Raiffeisen Mixed Fund
Find answers to the most common questions about investing in the Raiffeisen Mix fund.
Raiffeisen Miks is an open-ended investment fund managed by Raiffeisen Invest and licensed and supervised by the Financial Supervisory Authority. The fund invests in a combination of Euro-denominated equities and bonds, aiming to generate opportunities for medium- to long-term capital growth through a diversified portfolio.
A multi-asset fund invests in more than one asset class. The portfolio combines stocks and bonds, striking a balance between the growth potential of stocks and the stability offered by fixed-income investments.
Both funds invest in Euros but have different investment strategies. Raiffeisen Invest Euro focuses primarily on bonds and has a more conservative profile, whereas Raiffeisen Miks combines bonds and equities, offering higher growth potential but also a higher level of risk. For this reason, the Miks Fund is suitable for a longer-term investment horizon.
You can invest starting from €500 for a lump-sum investment or from €50 per month through the Periodic Investment Plan.
There is no entry or exit fee for investing in Raiffeisen Miks Fund. A management fee and other expenses apply to the fund in accordance with its official documentation.
Due to the inclusion of stocks and bonds in the portfolio, the investment's value can be affected by financial market fluctuations in the short term. An investment horizon of 5+ years gives the investment a better opportunity to recover from short-term fluctuations and benefit from long-term growth potential.
With the investment plan, you can invest automatically every month, starting from €50. This mechanism helps you invest consistently and spread your investment over time. The plan can be modified or cancelled at any time, according to your needs.
Raiffeisen Miks has an SRRI risk profile of 4/7 and is professionally managed through a diversified portfolio. As with any investment fund, the unit value may rise or fall depending on market conditions; therefore, a long-term investment horizon is recommended.
Ready to Invest? Contact Us
Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.
Address
Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania
Phone
Call the number below and one of the agents will assist you with any questions you may have.
Send e-mail directly to the email address.
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