Mixed Investment Fund in Euro Raiffeisen Miks — Invest in Bonds and Equities with a Mixed Fund
The Raiffeisen Miks fund lets you invest in a diversified portfolio of bonds and equities in Euro. With moderate-to-higher risk (SRRI 4/7), it aims for capital growth over the long term.
Advantages Why Invest in the Raiffeisen Miks FundPse të Investoni në Fondin Raiffeisen Miks
Discover why the Raiffeisen Miks fund is the right choice for your long-term, diversified investment.
Higher Return Potential (SRRI 4/7)
Thanks to its equity component, the fund aims for moderate capital growth and the highest return potential among Raiffeisen Invest funds over the long term.
Multi-Asset Diversification (Bonds + Equities)
Raiffeisen Miks is the only Raiffeisen Invest fund that combines debt securities and equities in a single diversified portfolio.
Liquidity Within 7 Days
Add to your investment at any time and request redemption of your units — Raiffeisen Invest pays within 7 business days.
Participation in International Markets
Through the fund you gain indirect exposure to international capital markets — the US, Canada, the EU, Switzerland and the Pacific.
Investment Strategy
Where is your money invested?
Raiffeisen MIX fund invests in 3 asset classes: Fixed income, Equity, Money market or cash equivalent. Fund assets are invested in the following instruments in accordance with the investment focus:
- Up to 75% of fund assets are invested in fixed income instruments issued by the government of Republic of Albania, in an EU country or in another country permitted by AFSA, by international institutions and/or commercial companies traded in a regulated market or in an offical securities exchange market in the Republic of Albania, in an EU country or in another country permitted by AFSA and in units of other investment funds whose investment focus are fixed income instruments.
- Up to 40% of fund assets are invested in equities traded in a regulated market or in a securities exchange market from developed countries such as USA, Canada, Europe, Switzerland, Pacific or from emerging countries such as Asia, Emerging Europe. Equity investments can be made by means of individual stocks or units in other investment funds encompassing stocks traded or not in a securities exchange market.
- Up to 80% of fund assets can be invested in bank term deposits, Reverse REPO transactions, cash or cash equivalent.
Fund Details Key Fund Characteristics
Detailed information about the characteristics and costs of the Raiffeisen Miks fund.
| Currency | EURO |
| Minimum recommended investment horizon | 5 year |
| Minimum investment amount | 500 Euro |
| Minimum amount in case of investment plans | 50 Euro |
| Management fee | Up to 1.3% p.a. |
| Entry fee | 0.00% |
| Exit fee | 0.00% |
| Total ongoing fees (includes other fees charged to the fund in accordance with its prospectus) | Max 3.5% p.a. |
Fund Documentation
Download the fund documents for complete information.
The Investment Steps How to Invest in the Raiffeisen Miks Fund
Start your investment in three simple steps.
Contact Raiffeisen Invest
Visit your nearest Raiffeisen Bank branch or contact Raiffeisen Invest directly. Our staff will help you every step of the way.
Choose the Investment Amount
Decide how much you want to invest (minimum 500 Euro) or choose a periodic investment plan from 50 Euro/month.
Start Investing
Once your account is open, the fund invests your money in a diversified portfolio of bonds and equities. Monitor your investment online at any time.
FAQ Frequently Asked Questions about Raiffeisen Mixed Fund
Find answers to the most common questions about investing in the Raiffeisen Mix fund.
Raiffeisen Miks is an open-ended investment fund managed by Raiffeisen Invest sh.a. and regulated by the AMF. It is a mixed fund in Euro, investing in both bonds and equities, with a moderate-to-higher risk profile (SRRI 4/7).
A mixed fund invests simultaneously in several asset classes — in the case of Miks, in debt securities and equities. This diversification balances return potential with risk.
Both funds are in Euro, but Invest Euro invests only in bonds (SRRI 3, 2+ year horizon), while Miks also invests in equities (up to 40%), with higher risk (SRRI 4) and a 5+ year horizon.
Yes. Up to 40% of assets can be invested in equities traded on regulated markets in developed countries, which gives the fund higher return potential and higher risk.
The minimum for a one-off investment is 500 Euro. For the periodic plan, the minimum is 50 Euro per month.
The entry fee is 0% and the exit fee is 0%. The management fee is up to 1.3%/year, and the total fee is already reflected in the unit’s value.
Because the fund holds equities, whose value can fluctuate in the short term. A 5+ year horizon gives the fund time to smooth out those fluctuations and realise its growth potential.
Set a monthly amount (minimum 50 Euro) and payment is made automatically. The plan benefits from cost-averaging, and you can stop or change it at any time.
Yes, the fund does not guarantee capital. With SRRI 4/7, the value of the units can rise or fall, especially in the short term, which is why a long-term horizon is recommended.
Ready to Invest? Contact Us
Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.
Address
Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania
Phone
Call the number below and one of the agents will assist you with any questions you may have.
Send e-mail directly to the email address.
Discover Our Range Other Raiffeisen Invest Funds
Raiffeisen Invest offers 5 investment funds for different risk profiles and horizons.
