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Choose the fund that best aligns with your financial goals

Raiffeisen Invest offers 5 investment funds in Lekë and Euro, designed to meet various investment needs and objectives. Start saving from 1,000 Lek or 30 Euro according to your financial plan and entrust your investment to a team of professionals.

I Want to Invest

Why Invest in an Investment Fund

An investment fund helps to give your savings the opportunity to grow overtime, through professional management and a diversified portfolio.

  • Portfolio Diversification

    An investment fund can provide exposure to hundreds — or even thousands — of individual securities, helping to diversify the portfolio and spread investment risks.

  • Professional Management

    You do not need to track the performance of every investment or be a financial market expert. The fund's portfolio is managed by professionals who make investment decisions based on continuous market analysis.

  • Liquidity and Flexibility

    Investment funds offer complete flexibility: you can add to, stop, or withdraw your investment at any time. The investment amount is transferred to your account within 7 days of the request being submitted.

  • Start with small amounts

    Investing is accessible to everyone. You can start with €250 or 5,000 LEK, or invest gradually through a periodic investment plan with contributions starting from €30 or 1,000 LEK per month.

Investment Funds

Choose the fund that matches your investment objectives and time horizon.

  • A large field of tulips is shown in black and white, with a central rectangular section of vivid red tulips forming a flag-like motif. Within the red area, darker tulips create a double-headed eagle emblem shape. Two bold yellow chevron arrows flank the central composition on either side, drawing attention toward the red centerpiece. The contrast between grayscale surroundings, bright red flowers, and yellow arrows creates a striking, graphic visual effect.

    Raiffeisen Prestigj

    An investment fund denominated in Lek, focused on Albanian government debt securities, aiming to ensure liquidity and capital preservation while maximizing returns.

  • A stylized euro currency symbol is superimposed over a dense field of tulips. The flowers appear in a monochrome palette, creating a textured background. Bright yellow arrow-like shapes flank the blue euro sign on both sides, adding contrast and direction. The overall composition combines nature imagery with financial symbolism in a graphic, conceptual style.

    Raiffeisen Invest Euro

    Euro-denominated investment fund with the objective of increasing investment income over a medium-term horizon, while aiming to preserve capital.

  • An abstract architectural scene shows a cylindrical tower framed by a large circular opening. The viewer looks upward from within a peach-colored structure toward the sky. The tower features a grid-like facade that contrasts with the smooth curved edges of the foreground. Soft blue sky and scattered clouds add a calm, minimal backdrop to the geometric composition.

    Raiffeisen Vizion

    An investment fund denominated in Lek, focused on medium- and long-term Albanian government bonds, with the objective of maximizing medium-term returns and ensuring liquidity. 

  • Close-up of an artist using their hands to paint an abstract artwork. The person presses paint-covered fingers and palms directly onto a large vertical surface. Bright colors and textured strokes create a dynamic, expressive composition. The scene suggests a creative studio environment with an emphasis on tactile, hands-on artistry.

    Raiffeisen Miks

    An investment fund denominated in Euro, with a diversified portfolio of bonds and equities, aiming to generate regular income and moderate capital growth over the medium term.

Frequently Asked Questions

Find answers to the most common questions about Investment Funds.

An investment fund is a pool of assets from multiple investors used to invest in a diversified portfolio of financial instruments, such as stocks, bonds, and other securities. It is managed by financial professionals and offers individual investors the opportunity to access various markets with a relatively small amount of capital. Investment funds help reduce risk through diversification while also offering flexibility and liquidity.

A bank deposit offers a fixed interest rate, whereas an investment fund aims to generate returns from investments in financial markets. The value of the investment may fluctuate, but funds offer professional management, diversification, and flexibility.

You can start with a lump sum investment of €250 or 5,000 LEK, or with a periodic investment plan by contributing €30 or 1,000 LEK per month.

This depends on your financial goals, the currency in which you save, your time horizon, and the level of risk you are willing to accept. Our team can help you choose the fund best suited to your profile.

If your savings are mainly in Lek, you can choose a fund denominated in Lek. If your savings are in euro or you wish to invest in this currency, you can choose a fund denominated in euro. The choice depends on your financial needs and objectives.

The SRRI is an indicator that assesses a fund's risk level and return potential on a scale from 1 (lower risk, lower return potential) to 7 (higher risk, higher return potential). This indicator helps you compare funds based on their risk level and potential return.

Investment funds are classified according to the instruments in which they invest. The most common types are bond funds, equity funds, and mixed funds, which combine investments in bonds and equities.

You can invest by opening a new investment fund or a periodic investment plan at any Raiffeisen Bank branch or through the bank's digital channels. After the initial investment, you can increase your investment at any time.

Like any investment in financial markets, investment funds carry risk, and the value of the investment may rise or fall. Investment funds are entities regulated by the Financial Supervisory Authority.

The funds do not charge an entry fee. They apply an annual management fee, which varies depending on the fund. Some funds may charge an exit fee if the investment is withdrawn before a specified period.

You can request the redemption of your investment at any time. The amount is transferred to your account within the timeframe specified in the fund documentation. For some funds, an exit fee may apply if the investment is withdrawn before the minimum holding period.

Raiffeisen Invest sh.a. is an asset management company licensed and supervised by the Financial Supervisory Authority (AMF). It is also part of the Raiffeisen Bank International Group.

Contact Us

Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.

Address

Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania

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Phone

Call the number below and one of the agents will assist you with any questions you may have.

+355 69 40 40 481

Email

Send e-mail directly to the email address.

invest@raiffeisen.al