Raiffeisen Investment Funds — in Lek and Euro Choose the Fund That Suits You
Raiffeisen Invest offers you 5 investment funds — in Lek and Euro — for every risk profile and goal. Start from small amounts and let your money be managed professionally.
The Advantages Why Invest in an Investment Fund
Investing in a fund gives you access to a professionally managed portfolio — you benefit from diversification, expertise and liquidity, even with small amounts.
Instant Diversification
With a single investment, your money is spread across many securities — bonds, equities and more — reducing the impact of any single position.
Professional Management
Raiffeisen Invest’s experts manage the portfolio every day, making investment decisions based on research and market analysis.
Liquidity and Flexibility
Request the redemption of your units whenever you wish; Raiffeisen Invest pays you within a few business days.
Start from Small Amounts
You don’t need large capital — start from 250 EUR or 5,000 LEK, or with periodic plans from just 30 EUR or 1,000 LEK per month.
Investment Funds
Choose the fund that matches your investment objectives and time horizon.
FAQ Frequently Asked Questions
Find answers to the most common questions about Investment Funds.
An investment fund pools the money of many investors into a common portfolio, managed by professionals according to a defined strategy. You own units proportional to your investment, and their value moves with the portfolio’s performance.
A deposit offers a fixed, guaranteed rate; a fund aims for a potentially higher return but without a guarantee — the value can rise or fall depending on the markets.
It depends on the fund — from 250 EUR (Invest Euro) or 5,000 LEK (Prestige) for a one-off investment, or from 30 EUR / 1,000 LEK per month with a periodic plan.
It depends on your currency, risk tolerance and horizon. Beginners in Lek often choose Prestige; for Euro, Invest Euro; for longer horizons, Vizion, Miks or Solid.
If your income is in Lek and you don’t want exchange-rate exposure, choose a Lek fund (Prestige, Vizion). If you have Euro income or want currency diversification, choose a Euro fund (Invest Euro, Miks, Solid).
SRRI is a standardised indicator that ranks a fund from 1 (minimal risk) to 7 (maximum risk), based on the historical volatility of its value. A higher number means greater potential return but also greater risk.
Fondet e investimit klasifikohen sipas instrumenteve ku investojnë. Më të zakonshmet janë fondet e obligacioneve, fondet e aksioneve dhe fondet e përziera, të cilat kombinojnë investime në obligacione dhe aksione.
Mund të investoni duke hapur një fond të ri investimi ose një plan periodik në çdo degë të Raiffeisen Bank ose nëpërmjet kanaleve digjitale të bankës. Pas investimit fillestar, mund ta rrisni investimin në çdo kohë.
No — the value of the investment can rise or fall, and past performance does not guarantee future results. Funds are not bank deposits and are not covered by a deposit guarantee scheme.
All funds have a 0.00% entry fee and an annual management fee (up to 1.15%, depending on the fund), which is already reflected in the unit’s value.
You can request the redemption of your units at any time; Raiffeisen Invest pays you within a few business days, with no penalty.
Raiffeisen Invest sh.a. is a management company licensed and supervised by the Financial Supervisory Authority (AMF), and part of the Raiffeisen (RBI) group.
Ready to Invest? Contact Us
Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.
Address
Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania
Phone
Call the number below and one of the agents will assist you with any questions you may have.
Send e-mail directly to the email address.