INVESTMENT FUND IN LEK Raiffeisen Vizion - Your perspective is our challenge!
The Raiffeisen Vizion Fund is a Lek-denominated investment fund focused on maximizing total medium-term returns for investors, while aiming to preserve investor capital and ensure sufficient liquidity.
The Advantages Why Invest in the Raiffeisen Vizion Fund
Discover why the Raiffeisen Vizion fund is the right choice for your medium-term investment.
Moderate Risk (SRRI 3/7)
Balanced risk profile, suitable for investors aiming for investment growth over a horizon of more than 3 years.
Potential for Investment Growth
Aims to increase the value of your investment through a diversified portfolio focused primarily on medium- and long-term Albanian government bonds.
Liquidity and Flexibility
Start with affordable amounts, invest at your own pace, and withdraw your units within 7 days.
Professional Management
Your assets are managed by the qualified team at Raiffeisen Invest, part of the international Raiffeisen Bank International group.
Investment Strategy
Where is your money invested?
The Fund’s assets are mainly invested in debt securities issued or guaranteed by the Government of the Republic of Albania in Lek currency. The fund invests in the following financial instruments:
- up to 100% of its assets in government debt securities, issued or guaranteed by the Government of the Republic of Albania.
- up to 10% in investment funds with a focus on debt securities;
- up to 50% in cash equivalents, Reverse REPO transactions and bank deposits with a maturity of up to 12 months.
- up to 10% of assets also in debt instruments issued by local government bodies and local commercial companies, traded on regulated markets or stock exchanges in the Republic of Albania.
Fund Details Main Features of the Fund
Detailed information about the characteristics and costs of the Raiffeisen Vizion fund.
| Currency | LEK |
| Minimum recommended investment horizon | 3 years |
| Minimum investment amount | 30,000 Lekë |
| Minimum amount in case of investment plans | 1,000 Lekë |
| Management fee | Up to 1.15% p.a. |
| Entry fee | 0.00% |
| Exit fee | For any withdrawal or conversion made before the expiry of the minimum investment period of 2 years, an exit fee will be applied. This fee is 1% for investments in the fund starting from January 15, 2025. |
| Total ongoing fees (includes other fees charged to the fund in accordance with its prospectus) | Max 1.4% p.a. |
Fund Documentation
The official documents of the Raiffeisen Vizion Fund - prospectus, rules, KIID and periodic reports.
The Investment Steps How to Invest in the Raiffeisen Vizion Fund
Start your investment in three simple steps.
Contact us
Visit your nearest Raiffeisen Bank branch or use the Raiffeisen ON and Raiffeisen Youth banking apps.
Choose the Amount
Invest starting from 30,000 Lekë or choose a periodic investment plan starting from 1,000 Lekë/month.
Start your Investment
Your investment is managed by Raiffeisen Invest, and you can monitor it at any time via digital platforms.
FAQ Frequently Asked Questions about Raiffeisen Vision Fund
Find answers to the most common questions about investing in the Raiffeisen Vizion fund.
Raiffeisen Vizion is an open-ended investment fund managed by Raiffeisen Invest and licensed and supervised by the Financial Supervisory Authority. The fund invests primarily in debt securities issued by the Government of the Republic of Albania and aims to generate opportunities for medium-term capital growth through a professionally managed portfolio.
Both funds invest primarily in Albanian government financial instruments denominated in Lek, but they have different characteristics depending on the investor's objectives.The Vizion Fund has a moderate risk profile and is suitable for investors with a medium-term investment horizon. The Prestigj Fund has a more conservative profile and may be more suitable for shorter-term objectives.
You can invest starting from 30,000 Lek for a lump-sum investment, or from 1,000 Lek per month through the Periodic Investment Plan.
There is no entry fee for investing in the Vizion Fund. The exit fee is up to 1% for redemptions within the first two years of the investment, and 0% after that period.
The Vizion Fund is classified with an SRRI risk level of 3/7, representing a moderate investment profile. The fund's portfolio consists primarily of long-term investment instruments, while the unit value may fluctuate depending on market conditions.
Requests for the redemption of units are processed within 7 days of the submission date, in accordance with the fund's rules. An applicable exit fee is charged for redemptions made prior to the specified period.
With the Periodic Plan, you can invest automatically every month, starting from 1,000 Lek. You can change the investment amount or cancel the plan at any time, according to your needs.
The Vizion Fund is professionally managed through a diversified portfolio. As with any investment in financial markets, the unit value may fluctuate over time; therefore, a medium-term investment horizon is recommended.
Ready to Invest? Contact Us
Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.
Address
Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania
Phone
Call the number below and one of the agents will assist you with any questions you may have.
Send e-mail directly to the email address.
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