Medium-Term Investment Fund in Lek Raiffeisen Vizion — Invest Medium-Term in Government Bonds
The Raiffeisen Vizion fund lets you invest in Albanian government bonds over a medium-term horizon. With moderate risk (SRRI 3/7), it aims for higher returns than short-term funds.
The Advantages Why Invest in the Raiffeisen Vizion Fund
Discover why the Raiffeisen Vizion fund is the right choice for your medium-term investment.
Moderate Risk (SRRI 3/7)
A balanced risk profile — higher return potential than minimal-risk funds, suited to a medium-term horizon.
Medium-Term Return Potential
The fund aims to maximise total medium-term return by growing the value of invested assets through government bonds.
Liquidity Within 7 Days
Add to your investment at any time and request redemption of your units — Raiffeisen Invest pays within 7 business days.
Professional Management
Your assets are managed by the qualified Raiffeisen Invest team, part of the international Raiffeisen Bank group.
Investment Strategy
Where is your money invested?
The Fund’s assets are mainly invested in debt securities issued or guaranteed by the Government of the Republic of Albania in Lek currency. The fund invests in the following financial instruments:
- up to 100% of its assets in government debt securities, issued or guaranteed by the Government of the Republic of Albania.
- up to 10% in investment funds with a focus on debt securities;
- up to 50% in cash equivalents, Reverse REPO transactions and bank deposits with a maturity of up to 12 months.
- up to 10% of assets also in debt instruments issued by local government bodies and local commercial companies, traded on regulated markets or stock exchanges in the Republic of Albania.
Fund Details Key Fund Characteristics
Detailed information about the characteristics and costs of the Raiffeisen Vizion fund.
| Currency | LEK |
| Minimum recommended investment horizon | 3 year |
| Minimum investment amount | 30,000 Lekë |
| Minimum amount in case of investment plans | 1,000 Lekë |
| Management fee | Up to 1.15% p.a. |
| Entry fee | 0.00% |
| Exit fee | For any withdrawal or conversion made before the expiry of the minimum investment period of 2 years, an exit fee will be applied. This fee is 1% for investments in the fund starting from January 15, 2025. |
| Total ongoing fees (includes other fees charged to the fund in accordance with its prospectus) | Max 1.4% p.a. |
Fund Documentation
Download the fund documents for complete information.
The Investment Steps How to Invest in the Raiffeisen Vizion Fund
Start your investment in three simple steps.
Contact Raiffeisen Invest
Visit your nearest Raiffeisen Bank branch or contact Raiffeisen Invest directly. Our staff will help you every step of the way.
Choose the Investment Amount
Decide how much you want to invest (minimum 30,000 LEK) or choose a periodic investment plan from 1,000 LEK/month.
Start Investing
Once your account is open, the fund invests your money in Albanian government bonds. Monitor your investment online at any time.
FAQ Frequently Asked Questions about Raiffeisen Vision Fund
Find answers to the most common questions about investing in the Raiffeisen Vizion fund.
Raiffeisen Vizion is an open-ended investment fund managed by Raiffeisen Invest sh.a. and regulated by the AMF. It invests mainly in Albanian government bonds, with a moderate risk profile (SRRI 3/7) and a medium-term horizon.
Both funds invest in government bonds in Lek. Vizion has moderate risk (SRRI 3) and a 3+ year horizon; Prestige has low risk (SRRI 2) and a 1-year horizon. Vizion aims for higher medium-term returns.
30,000 LEK for a one-off investment, or 1,000 LEK/month with the periodic plan.
The entry fee is 0%. The exit fee is 1% only if you redeem before 2 years (for investments from 15 January 2024). After 2 years, there is no exit fee.
SRRI = 3/7, moderate risk. The fund invests mainly in government bonds, but the value of the units can rise or fall. Past performance does not guarantee future results.
Within 7 business days of your request. Note the 1% exit fee if you redeem before 2 years.
Set your monthly amount (min 1,000 LEK) and payment is made automatically. You can stop or change it at any time, with no penalty.
The fund does not guarantee capital. SRRI 3/7 means moderate risk — the value can rise or fall, which is why a medium-term horizon of at least 3 years is recommended.
Mainly in government bonds of the Republic of Albania (up to 100%), plus bank deposits, Reverse Repos and money-market instruments.
Ready to Invest? Contact Us
Contact Raiffeisen Invest or visit the nearest branch to open an account and start your investment.
Address
Abdyl Frashëri St., EGT Tower, Floor 11/1, 3rd Floor, Tirana, Albania
Phone
Call the number below and one of the agents will assist you with any questions you may have.
Send e-mail directly to the email address.
Discover Our Range Other Raiffeisen Invest Funds
Raiffeisen Invest offers 5 investment funds for different risk profiles and horizons.
